Job Description

Your key priorities and responsibilities include and not limited to:

· Meet or exceed quality assurance standards

· Underwriting of home/mortgage Loan Credit Assessment - high level of judgement, in assessing applicant’s credit worthiness.

· Loan Construction and investigation

· Apply lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicant’s credit worthiness. Adhere to Group/Australian Credit Policy and Code of Banking Practice with the objective of maximizing revenue and minimizing risk

· Research customer requests by gathering all relevant information/data, ensuring all available avenues and sources of information are investigated

· Ensure all research and investigation is accurately recorded including supporting evidence and documentation.

· External stake holder communication via calls, emails and chat

· Exercise thorough credit worthiness assessment and sound decision-making

· Change management and delivery of desired strategic outcome.

· Ensure the process is followed to meet audit and risk compliance

· Achieves progression to appropriate skill levels within agreed timeframes

· Build and collaborate with colleagues to enable objectives to be met

· Prior experience of 1year on the above